what is a preliminary title report

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  A preliminary title report, also known as a preliminary title search or a preliminary title opinion, is a document produced by a title company or a title attorney during the process of purchasing real estate. It is typically generated after the receipt of a title order and before the issuance of a title insurance policy.

   

This report provides details about the current status of the title of the property in question. It includes information such as:

Ownership history: Details of the current and previous owners of the property.

Liens and encumbrances: Any claims or restrictions on the property, such as mortgages, unpaid taxes, easements, or pending legal actions

• Property description: A legal description of the property, including its boundaries and any easements or rights of way.

• Outstanding judgments or debts: Any outstanding debts or legal judgments against the property or its owners.
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• Other relevant information: Any additional information that may affect the title or ownership of the property.
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• The preliminary title report helps identify any issues or potential risks associated with the property's title that need to be addressed before the sale can proceed. It is an important document for both buyers and lenders to review during the due diligence process to ensure that the property's title is clear and marketable.
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